Prospera Advisory Group seeks, maintains, and nurtures strong relationships with banks, accountants, and attorneys throughout the Midwest. In addition, we enjoy a nationwide referral network of commercial brokers. It is through this network we expand our reach into our communities – opening the door to Midwestern-based businesses seeking the capital they need to grow and thrive.

Schedule A Time To Learn About Our Loan Program
Our Loans At A Glance
REHAB LOAN
Loan Parameters Overview
Interest Rates: | Starting at 9% |
Amortization: | Interest only with no prepayment penalty |
LTV: | Up to 70% ARV |
Origination Fee: | Up to 3% |
Loan Terms: | Up to 12 months |
Loan Size: | Minimum loan size $50,000 |
Lending Area: | Nationwide |
Draws: | Each draw will require an inspection |
Required Reserves: | Minimum 10% after closing |
Borrower Down Required: | Minimum 10% |
Items Needed

Application

2 year personal/business tax returns

Purchase contract

List of renovation

Tri-merge credit report

W-2 pay stub

2 months bank statements
BRIDGE LOAN
Through our proprietary mortgage fund, we actively seek short to medium-term real estate secured bridge loans. We work with local originators, like your teams and deal makers (“Sponsors”) to acquire real estate loan investments for our fund.
Why consider partnering with PAG?
We provide options that you can deliver to your clients. When a deal doesn’t hit your sweet spot, PAG can provide financing while you maintain the relationship. With a partnership with PAG, you stay in front of your clients, providing them a valued resource instead of sending them to your competition.
Everyone WINS! The client obtains the loan they need, and you remain their go-to financing solution provider – deepening your existing relationship.
Lending Parameters Overview
Interest Rates: | 9% - 13% |
LTV: | Up to 65% |
Origination Fee: | 1 - 5% taken at closing |
Loan Terms: | 1 - 2 years, Interest Only |
Loan Size: | $100,000 to $2,000,000 |
Lending Area: | All Metropolitan Areas in Midwest |
Credit: | No FICO score |
Property Types: | Income Producing Properties |
Have a client in need of a smart SBRE lending solution? Contact us today.

