Lending A Helping Hand With Lending That Makes Sense
At Prospera, we understand that it’s impossible to be perfect. And we believe that a less-than-perfect credit score shouldn’t hold small business owners back from pursuing a better future. That’s why we specialize in unconventional, commercial real estate collateral loans for small businesses – lending a helping hand with lending that makes sense for all parties involved.
What makes our SBRE lending solutions different?
- NON-CREDIT BASED LENDING. We look beyond credit scores, giving borrowers a better chance at receiving the funding they need.
- SIMPLE UNDERWRITING. Our lending practice has fewer underwriting requirements and is sensitive to the unique needs of each client. Our financing solutions are not one-size-fits-all, which allows us to tailor financing that makes sense for all parties involved.
- MIDWEST-FOCUSED. While our roots are in the Midwest, it’s the region’s strengths that drive our efforts. Historically, real estate values are less volatile than U.S. coastal states. An educated but low-cost labor force supports financial, business services, healthcare, and research sector growth. Low housing prices and a large rental market present opportunities for fix-and-flip investors – small business owners our loans support.
- PRIVATELY FUNDED. In partnership with our family of investors, we work together to make a difference in our communities.
