Stop losing clients to declined deals. Refer them to us—we’ll handle the rest. You keep the relationship, earn referral fees, and become the banker who always delivers a solution.
When you turn away a borrower, you don’t just lose the loan—you risk the entire banking relationship, future deposits, and your reputation as a problem-solver.
Good borrowers with non-traditional income, transitional properties, or modest credit blemishes fall outside your bank’s guidelines—even when the deal makes sense.
When you can’t fund a deal, clients walk. They take their deposits, future business, and referrals to whoever can get them to the closing table.
Without a trusted referral partner, you’re left saying “sorry” instead of “here’s your solution.” That damages long-term trust and loyalty.
You don’t evaluate the real estate. You don’t underwrite. You don’t chase documents. Just send us the deal—we make the decision.
When a deal doesn’t fit your bank’s criteria, simply send us the borrower’s information. A quick intro email or phone call is all it takes.
Our team evaluates the deal, underwrites, structures the financing, and coordinates all documentation. You stay informed but do zero extra work.
When the deal funds, you earn your referral fee. Your client stays loyal because you provided a solution—not a dead end.
“You don’t need to evaluate the property or make a lending decision. Just send us the deal. We’ll take it from there.”
We’re a non-competing lender. We complement your bank’s offerings and protect your most important asset: client relationships.
Transparent referral fees on funded deals. A declined loan becomes new income for you—paid promptly at closing.
Your client stays your client. We handle the real estate financing; you retain the banking relationship, deposits, and future business.
We don’t offer checking accounts, lines of credit, or treasury services. We fund the deals your bank can’t—and that’s it.
No paperwork, no underwriting, no document chasing. Just send us the deal. We handle 100% of the evaluation and closing process.
Self-employed borrowers, cash businesses, transitional properties, modest credit scores—we underwrite deals that traditional banks can’t touch.
Be the banker who always has a solution. Clients remember who helped them when the deal was on the line—and they send more business your way.
Bankers who partner with us keep their clients, earn referral income, and sleep better knowing every deal gets a fair shot.
I had a long-time client whose rehab project needed bridge financing our bank couldn’t accommodate. I referred them to Prospera, the loan funded quickly, and my client was thrilled I had a solution instead of a dead end. I earned a referral fee and deepened the relationship.
The best part is I don’t have to evaluate the deal or do any extra work. I just make an introduction, and Prospera handles everything from there. My clients stay happy, I earn fees, and it actually strengthens my position at the bank.
Reach out today. A quick conversation is all it takes to set up a partnership that protects your clients and earns you referral revenue.